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An accident happening on the road is a nuisance anyway, even if there are no injuries to the person and the damage of vehicle is minor. If the driver is driving his own car at the time of the accident, then he usually knows what to do at that conditions. 

But what if it happens an Accident with Car Hired by the other person? At that point, immediately, many questions arise:

• Who should be compensated for the damage of car?
• Whether the rental car company will claim compensation for the damage caused in the accident?
• What happens to the driver of the rental car if he is found liable to the incident? etc.

For the sake of clarity and insurance, it is worth to paying special attention to these issues when planning to take a rental car.

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What are the major things to look out for to avoid accidents with your rental car?

When maneuvering in traffic area or city area, don't depend on your extensive driving experience, attentiveness, and quick reactions while driving. 

After all, there are a lot of people on the road drive their vehicles and it's likely that some of them don't know the rules of the road or some of them think that the rules don't apply to them when they comes on the road with vehicle in hand and you should avoid to use mobile and text or any other things while driving so you can literally have an accident without any doubt all at once with a rental car.

Such type of accidents are difficult to control. However, each of the driver can increase the chances that the rental car will be returned to the owner in one piece.

First of all, the selected vehicle which is you want take on a rental basis should be inspected for defects. Employees of rental companies may be careless or inattentive in this respect due to that check all the things properly. The human factor must be taken into account for this reason.

Next thing, you need to sort out insurance issues related to the rental car which is you selected. This is not an extra precaution, but a guarantee will be given to that the driver will be protected by law in the event of an accident, even if a malfunction occurs. From a psychological point of view, taking out insurance for the vehicle gives the driver extra security on the road.

Important thing we need to keep in mind here that, car rental insurance should not be limited to the number of drivers.

No matter that how long you plan to take a rental car, whether it is for a single day or a longer period, you should absolutely take into account all the above points before taken a rental car. And only after clarifying this possible nuances can you conclude a car rental contract.

Procedure in the event of an accident

If the accident is already a fact, the first thing to do is to remember the instructions properly on how to proceed in your car rental contract at the time of  incident. These are very simple to implement:

1. At very first, the driver should make an emergency call.
2. Second thing, you should then contact the rental company.
3. Then, only the steps described in the Highway Code should be carried out for the accident location area.

Following that above sequence of actions in case of an accident is not as important here as following all the above points. If the algorithm is incomplete for the car insurance, then the insurance company may refuse to pay compensation for the incident. In this case, the tenant has to reimburse the landlord for the costs for the damage.

In addition to that, the hirer may have to pay the compensation of the accident on the rental car if:

• the person who is responsible for the damage due to accident cannot be identified (particularly important in the case of stolen vehicles or components);
• And second thing is that there are no traffic police documents to prove that the hirer was not involved in the accident of the vehicle.

Who usually pays for the damage of vehicle

In most of the cases, if the hirer intends to take a car on rental basis without a driver, he or she will have standard insurance cover for damage of any kind with the car which is taken on rental basis. 

It means that even if it is proved that you are at any fault, the insurance company will not reimburse you for the damage of the car. However, as mentioned above, you must follow the rules in this terms.

It is important to note that, insurance does not always cover actual damage. In this case, the tenant pays the difference.

Third-party insurance is also frequently included in the cost of renting a car as per rental services. This type of insurance protects renters or passengers who are involved in an accident against costs more reliably than owners who are in the same situation. 

In that case, the liability of the rented car is limited to the amount deposited at the time of taking a rental car in hands. The insurance will not intervene if the driver has committed some serious offences that lead to an accident happened.

Now, It is time to summarize. Even with a strong insurance policy, you should only take a rental car after you have inspected it carefully to make sure that the vehicle is in perfect condition. 

And in any case, except in cases of force majeure, obeying the traffic rules and being careful are the best ways to avoid a traffic accident or any damage to the car or person travelling inside the car.